The Executive Director of Databank Financial Services, David Ogbarmey Tetteh says the investment culture of the people has improved in the past year.
But he explains that a lot of education needs to be done to promote savings culture among Ghanaians that would support the significantly higher levels of investment to propel the country improve the investment culture by 2015.
He said the banks and financial institutions need to roll out better policies that would encourage people to save, build capital and invest in businesses.
He alluded to people finding it difficult to save because packages presented to them are not favorable, and some feel that inflation, low interests and bank charges will wipe off their meager savings.
He made these statements at the Databank Annual General meeting in Accra.
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Sunday, July 31, 2011
DATABANK TO GO OIL
The Executive Director of Databank Financial Services, David Ogbarmey Tetteh has hinted that his outfit would create new financial needs to meet investment in the oil industry.
He explains that there are great opportunities in the new sector hence the decision to verge into the industry. He added that very soon Databank will introduce new products for investment in the oil industry
With the commencement of oil drilling in December 2010, David Tetteh says Ghana’s Economy will project by 12 per cent which will be fuelled by the Oil and the agric industry.
Meanwhile, the Executive Chairman of Databank Financial Services, Ken Ofori Atta has hinted that public expenditure will increase ahead of the Presidential and Parliamentary elections next year.
He explains that he expects the Hospitality, financial and the construction sector to grow from the Oil find.
End.
He explains that there are great opportunities in the new sector hence the decision to verge into the industry. He added that very soon Databank will introduce new products for investment in the oil industry
With the commencement of oil drilling in December 2010, David Tetteh says Ghana’s Economy will project by 12 per cent which will be fuelled by the Oil and the agric industry.
Meanwhile, the Executive Chairman of Databank Financial Services, Ken Ofori Atta has hinted that public expenditure will increase ahead of the Presidential and Parliamentary elections next year.
He explains that he expects the Hospitality, financial and the construction sector to grow from the Oil find.
End.
Thursday, July 28, 2011
SCIENTIST EXPLAINS BIRIM RIVER REDUCING WATER LEVELS
The Ghana Metrological Agency has slammed the claim that the spiritual purification has led to the water levels of the Birim River.
A Meteorologist at the Ghana Metrological agency, Rev Stephen Nyakotey-Quaw explains that the poor drainage around the river banks it makes it difficult for the river to flow.
He says the water then turns to find it way causes flood in the community.
Rev. Nyakotey Quaw stress that the after some time the water saturates in the ground making the water dry up after reaching it over banks.
According to him, the water reducing to its normal bank is normal reaction which does not need any spiritual purification.
He explains to Adom news the scientific methods behind the water rescinding of the water banks.
A Meteorologist at the Ghana Metrological agency, Rev Stephen Nyakotey-Quaw explains that the poor drainage around the river banks it makes it difficult for the river to flow.
He says the water then turns to find it way causes flood in the community.
Rev. Nyakotey Quaw stress that the after some time the water saturates in the ground making the water dry up after reaching it over banks.
According to him, the water reducing to its normal bank is normal reaction which does not need any spiritual purification.
He explains to Adom news the scientific methods behind the water rescinding of the water banks.
MANKESSIM TRADITIONAL COUNCIL DENIES INVOLVEMENT OF 4 DEATHS
The Mankessim traditional council has denied their involvement in the recent killings in the community as speculated.
The Queen mother of the Mankessim traditional council, Nana Ama Amisa says the palace has no hands in the 4 people who were killed in the week on different occasions.
She noted that they are aware of the people behind the speculation and that they will do their best to arrest the culprit behind the death of the 4 people.
Nana Ama Amisa who is also the head of queen mothers in the central region made these statements when she led the youth on a float in the municipality to educate them on personal safety measures to prevent further attacks.
Nana Ama Amisa suspects foreigners who have invaded the area as people behind the recent killings of the 4 people.
She called on the government to arrange special security for the community in the wake of insecurities in the area.
The Queen mother of the Mankessim traditional council, Nana Ama Amisa says the palace has no hands in the 4 people who were killed in the week on different occasions.
She noted that they are aware of the people behind the speculation and that they will do their best to arrest the culprit behind the death of the 4 people.
Nana Ama Amisa who is also the head of queen mothers in the central region made these statements when she led the youth on a float in the municipality to educate them on personal safety measures to prevent further attacks.
Nana Ama Amisa suspects foreigners who have invaded the area as people behind the recent killings of the 4 people.
She called on the government to arrange special security for the community in the wake of insecurities in the area.
20 WAYS OF SAYING 'NO'
So how do you say "no" without insulting the other person, feeling consumed with guilt, or hurting your own credibility? We need to find a way to say "no" without dragging up all of those HIDDEN FEARS -- they'll think I'm lazy or selfish, that I have no career drive, that I'm not ambitious, that I have no concern for other people. And it's time to give up all of those roles you're so proud of -- supermom, martyr, hero -- but are keeping you from finding true peace. Below are 20 ways of saying 'NO' wothout fear or favour.
1. "I CAN'T RIGHT NOW, BUT I CAN DO IT LATER"
If you really want to help the person but don't have time now, tell them so. Offer a later time or date -- if they can't wait for you they will find someone else.
2. "I'M REALLY NOT THE MOST QUALIFIED PERSON FOR THE JOB"
If you don't feel that you have adequate skills to take on a task, that's okay. It's better to admit your limitations up front than feel overwhelmed down the road.
3. "I JUST DON'T HAVE ANY ROOM IN MY CALENDAR RIGHT NOW"
Be honest if your schedule is filled -- and "filled" doesn't have to mean really FILLED! It just means you have scheduled as much as you are willing and you're stopping.
4. "I CAN'T, BUT LET ME GIVE YOU THE NAME OF SOMEONE WHO CAN"
If you aren't available to help out, offer another qualified resource. Professionals do this all the time when they refer a client to a colleague.
5. "I HAVE ANOTHER COMMITMENT"
And it doesn't matter what that commitment is. It could be a meeting or a dentist appointment or a day in the park with your kid. The point is, you aren't available.
6. "I'M IN THE MIDDLE OF SEVERAL PROJECTS AND CAN'T SPARE THE TIME"
Let people know when you have already accepted other responsibilities -- no one is going to fault you for having already filled your plate.
7. "I'VE HAD A FEW THINGS COME UP AND I NEED TO DEAL WITH THOSE FIRST"
Unexpected things happen that throw your schedule off -- it happens. So accept that you may need to make a few adjustments until your life stabilizes again.
8. "I WOULD RATHER DECLINE THAN END UP DOING A MEDIOCRE JOB"
Knowing that you aren't able to deliver a quality product -- for whatever reason -- is reason enough for turning a request down.
9. "I'M REALLY FOCUSING MORE ON MY PERSONAL AND FAMILY LIFE RIGHT NOW"
People act ashamed of wanting to spend time with their families -- like it means they don't have goals. Having a strong family is a goal in and of itself!
10. "I'M REALLY FOCUSING MORE ON MY CAREER RIGHT NOW"
The reverse is true also -- you may have to give up some civic or community duties to focus your energies on a work-related task (and that's fine, too!)
11. "I REALLY DON'T ENJOY THAT KIND OF WORK"
Who said you were supposed to enjoy your chores and assignments?! Well, if you don't enjoy them, why do them? Life isn't about drudgery and boredom.
12. "I CAN'T, BUT I'M HAPPY TO HELP OUT WITH ANOTHER TASK"
If someone asks you to do something you really despise, refuse -- but then offer to help with something you find more enjoyable or stimulating.
13. "I'VE LEARNED IN THE PAST THAT THIS REALLY ISN'T MY STRONG SUIT"
Another way of admitting your limitations. Did you know that actually makes you stronger? Knowing what you can handle and what you can't is a tremendous talent!
14. "I'M SURE YOU WILL DO A WONDERFUL JOB ON YOUR OWN"
Many times, people ask for help because they doubt their own abilities. Let the other person know that you have confidence that they will succeed.
15. "I DON'T HAVE ANY EXPERIENCE WITH THAT, SO I CAN'T HELP YOU"
Volunteering to help out shouldn't mean that you have to learn an entirely new set of skills. Offer to help out with something you already know how to do.
16. "I'M NOT COMFORTABLE WITH THAT"
You might be uncomfortable with the people involved, the type of work, the moral implications -- this is a very respectful way to avoid a sticky situation.
17. "I HATE TO SPLIT MY ATTENTION AMONG TOO MANY PROJECTS"
Let people know that you want to do a good job for them -- but that you can't when your focus is too divided or splintered.
18. "I'M COMMITTED TO LEAVING SOME TIME FOR MYSELF IN MY SCHEDULE"
Selfish, selfish, selfish! But in a good way! Treat your personal time like any other appointment -- block it off in your calendar and guard it with your life!
19. "I'M NOT TAKING ON ANY NEW PROJECTS RIGHT NOW"
You aren't saying that you will never help out again -- just that you feel your schedule is as full as you would like right now.
20. "NO"
Sometimes it's okay just to say no! Just make sure that you say it in a way that expresses respect and courtesy -- that leaves the door open for good relations.
1. "I CAN'T RIGHT NOW, BUT I CAN DO IT LATER"
If you really want to help the person but don't have time now, tell them so. Offer a later time or date -- if they can't wait for you they will find someone else.
2. "I'M REALLY NOT THE MOST QUALIFIED PERSON FOR THE JOB"
If you don't feel that you have adequate skills to take on a task, that's okay. It's better to admit your limitations up front than feel overwhelmed down the road.
3. "I JUST DON'T HAVE ANY ROOM IN MY CALENDAR RIGHT NOW"
Be honest if your schedule is filled -- and "filled" doesn't have to mean really FILLED! It just means you have scheduled as much as you are willing and you're stopping.
4. "I CAN'T, BUT LET ME GIVE YOU THE NAME OF SOMEONE WHO CAN"
If you aren't available to help out, offer another qualified resource. Professionals do this all the time when they refer a client to a colleague.
5. "I HAVE ANOTHER COMMITMENT"
And it doesn't matter what that commitment is. It could be a meeting or a dentist appointment or a day in the park with your kid. The point is, you aren't available.
6. "I'M IN THE MIDDLE OF SEVERAL PROJECTS AND CAN'T SPARE THE TIME"
Let people know when you have already accepted other responsibilities -- no one is going to fault you for having already filled your plate.
7. "I'VE HAD A FEW THINGS COME UP AND I NEED TO DEAL WITH THOSE FIRST"
Unexpected things happen that throw your schedule off -- it happens. So accept that you may need to make a few adjustments until your life stabilizes again.
8. "I WOULD RATHER DECLINE THAN END UP DOING A MEDIOCRE JOB"
Knowing that you aren't able to deliver a quality product -- for whatever reason -- is reason enough for turning a request down.
9. "I'M REALLY FOCUSING MORE ON MY PERSONAL AND FAMILY LIFE RIGHT NOW"
People act ashamed of wanting to spend time with their families -- like it means they don't have goals. Having a strong family is a goal in and of itself!
10. "I'M REALLY FOCUSING MORE ON MY CAREER RIGHT NOW"
The reverse is true also -- you may have to give up some civic or community duties to focus your energies on a work-related task (and that's fine, too!)
11. "I REALLY DON'T ENJOY THAT KIND OF WORK"
Who said you were supposed to enjoy your chores and assignments?! Well, if you don't enjoy them, why do them? Life isn't about drudgery and boredom.
12. "I CAN'T, BUT I'M HAPPY TO HELP OUT WITH ANOTHER TASK"
If someone asks you to do something you really despise, refuse -- but then offer to help with something you find more enjoyable or stimulating.
13. "I'VE LEARNED IN THE PAST THAT THIS REALLY ISN'T MY STRONG SUIT"
Another way of admitting your limitations. Did you know that actually makes you stronger? Knowing what you can handle and what you can't is a tremendous talent!
14. "I'M SURE YOU WILL DO A WONDERFUL JOB ON YOUR OWN"
Many times, people ask for help because they doubt their own abilities. Let the other person know that you have confidence that they will succeed.
15. "I DON'T HAVE ANY EXPERIENCE WITH THAT, SO I CAN'T HELP YOU"
Volunteering to help out shouldn't mean that you have to learn an entirely new set of skills. Offer to help out with something you already know how to do.
16. "I'M NOT COMFORTABLE WITH THAT"
You might be uncomfortable with the people involved, the type of work, the moral implications -- this is a very respectful way to avoid a sticky situation.
17. "I HATE TO SPLIT MY ATTENTION AMONG TOO MANY PROJECTS"
Let people know that you want to do a good job for them -- but that you can't when your focus is too divided or splintered.
18. "I'M COMMITTED TO LEAVING SOME TIME FOR MYSELF IN MY SCHEDULE"
Selfish, selfish, selfish! But in a good way! Treat your personal time like any other appointment -- block it off in your calendar and guard it with your life!
19. "I'M NOT TAKING ON ANY NEW PROJECTS RIGHT NOW"
You aren't saying that you will never help out again -- just that you feel your schedule is as full as you would like right now.
20. "NO"
Sometimes it's okay just to say no! Just make sure that you say it in a way that expresses respect and courtesy -- that leaves the door open for good relations.
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